It sounds like you're reflecting on some moments that left a significant impression on you, especially related to your relationship with your stepmother and how she communicated with you at different times. The question about whether she truly wanted to collect the debt or if her words were meant to scare you is quite insightful. It seems you're trying to understand her intentions and what might have motivated her to act or speak in that way.
Could you tell me more about how these experiences made you feel at the time and how they might still affect you now? When you think about her saying she owed you money or her comments about the toilet paper, what feelings come up for you? Understanding these emotional responses could help clarify what these moments mean in your overall experience with her.